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Ridesharing Insurance in Seattle, Spokane, and Tacoma, WA

Protecting Washington Uber and Lyft Drivers

When it comes to driving, risk is an inherent part of being on the road. While traditional auto insurance policies offer protection, those who “drive for hire” could find themselves vulnerable with a gap in coverage. Whether driving on behalf of Uber, Lyft, or another transportation network company (TNC), AAG Insurance is equipped to provide rideshare drivers in Washington with the insurance protection they need. We insure rideshare drivers throughout the state, and often provide drivers in Seattle, Spokane, Tacoma, Vancouver, Bellevue, Spokane Valley, and Kennewick with coverage.

Ridesharing Coverage Designed for Drivers Utilizing a Transportation Network Company (TNC) Application

When picking up passengers, rideshare drivers use a TNC application to locate riders in their area and deliver them to their destination. When a driver has located or picked up a passenger, they are protected by the TNC’s coverage. However, when a driver is using their TNC application, but has not yet accepted a passenger, they could be left vulnerable in the event of an accident.


When a driver is logged onto their application and looking for a passenger, they are not covered by their personal auto policy or the protection of the TNC. Rideshare Insurance, which often offers the same coverage as a personal auto policy, is designed to eliminate the gap in coverage.


Request a quote to learn more about rideshare coverage and how it can protect a driver and their vehicle.

Filling in the Gaps with Dedicated Agents

AAG Insurance understands the regulations and limitations facing rideshare drivers and is prepared to offer coverage recommendations in order to keep drivers properly protected. By staying up to date with trends in the insurance industry, AAG is ready to provide rideshare drivers with the proper coverage.


For more information about our products and services, please contact us.

Additional Resources

Insurance Buyer’s Guides (The National Association of Insurance Commissioners (NAIC))

Small Business Insurance Details and Resources (The U.S. Small Business Administration (SBA))

Ridesharing and Insurance: Q&A (Insurance Information Institute (III))

Traveling Information for Washington Residents (Washington State Department of Transportation)