509-412-3521

Second-To-Die Policy in Kennewick WA & Spokane WA

Ensure the Future of Your Estate.

Between physical assets and financial successes, there are many things that married couples share. AAG Insurance knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law*, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from AAG Insurance gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with an insurance specialist from AAG Insurance to determine the right amount coverage for you and your family.

*Federal income tax laws are complex and subject to change. Neither Nationwide nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions. 

*Kennewick (Main Branch)

552 N Colorado, St #103

Kennewick, WA 99336

Main office: 509-412-3521
Fax: 509-783-5436

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Battle Ground

909 W Main St, #102

Battle Ground, WA 98604

Main office: 309-832-0915
Fax: 360-687-4354

Office Hours:

Mon: 8:00 AM - 4:00 PM
Tues: 8:00 AM - 4:00 PM
Wed: 8:00 AM - 4:00 PM
Thurs: 8:00 AM - 4:00 PM
Fri: 8:00 AM - 4:00 PM
Sat: Closed
Sun: Closed

Chehalis

571 NW Pacific Ave

Chehalis, WA 98532

Main office: 360-869-0498
Fax: 360-748-7260

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Colfax

401 S Main St

Colfax, WA 99111

Main office: 509-740-3792
Fax: 509-397-3401

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Davenport

509 Morgan St

P.O. Box 427 Davenport, WA 99122

Main office: 509-316-0612
Fax: 509-725-5016

Office Hours:

Mon: 8:00 AM - 4:00 PM
Tues: 8:00 AM - 4:00 PM
Wed: 8:00 AM - 4:00 PM
Thurs: 8:00 AM - 4:00 PM
Fri: 8:00 AM - 4:00 PM
Sat: Closed
Sun: Closed

Longview

1210 Commerce Ave

Longview, WA 98632

Main office: 509-412-3521

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

W Spokane

10408 W State Route 2 Ste 1

Spokane, WA 99224

Main office: 509-412-3536
Fax: 509-927-9155

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

I have had the pleasure of being a customer of AAG Insurance for years. They have treated me like a part of their family, always looking out for my best interest and made the stress of having two teen age drivers, much more bearable by taking care of our insurance needs, I could rest assured [because] family was well covered
K. McKenney
As a client of AAG Insurance for the past 8 years I can say that, the customer service, knowledge of their agents and my overall experience with them has been top of the line
T King
Like my old Ford, I consider AAG Insurance dependable and loyal…Always there when I need them
S. King
We came from California 13 years ago and needed home and auto insurance. A friend of ours suggested we go to AAG. We did and the service was great, people were friendly and honest
W. F. Margart